Financial Guidance for Our Consumers

Financial Guidance

At Eclipse Recovery Services LLC, we’re committed to providing more than just debt recovery solutions—we offer a path to financial empowerment. Our array of free resources is designed to enhance consumers’ financial well-being. We are dedicated to helping you comprehend the various strategies available for managing overdue accounts, and we are here to support you every step of the way towards financial stability.

We recognize the earnest desire of consumers to settle their accounts and move forward. We are eager to assist you in discovering mutually beneficial resolutions. Life can present challenges to individuals, families, and households, but we are here to ensure that you are treated with the respect and decency you deserve throughout the resolution journey.

Eclipse Recovery Services LLC invests in the financial education of consumers. By equipping you with the necessary tools and understanding to make informed financial decisions, we aim to put you in charge of your financial destiny. The resources we offer shed light on critical aspects of personal finance, such as budgeting, borrowing, saving, among other subjects, all designed to help consumers take the reins of their financial future.

Federal Trade Commission & Fair Credit Reporting

For comprehensive information about consumer rights, credit reporting, and fair debt collection, visit www.ftc.gov. This is your gateway to learning about the laws that protect you, including how to report issues if your rights are violated.

Fair Debt Collection Practices Act

Familiarize yourself with this critical piece of legislation that outlines the dos and don’ts for debt collectors. Knowing your rights under this act can give you confidence and peace of mind during the debt resolution process.

Annual Credit Report

Stay informed about your credit status by requesting free reports from the three major credit bureaus: Experian, TransUnion, and Equifax. Regular checks can help you spot errors and understand how your financial behavior affects your credit score.

MyMoney.gov

This valuable resource, provided by the Financial Literacy and Education Commission, offers foundational insights into managing your finances. Visit MyMoney.gov to access information and tools focused on the “MyMoney Five” principles — Earn, Borrow, Save & Invest, Spend, Protect. These resources cater to diverse groups, including Youth, Researchers, and Educators, to promote financial literacy across all stages of life.